Programmable wallet app

Smart Wallet for Smart People

Cut the bluff. Automate your money, lock what matters. Join the waitlist to be the first to experience the future of banking.

734 people joined

Stay in Control of Your Finances

We believe financial freedom starts with knowing where your money goes. Dime gives you the clarity, tools, and insights to make better decisions — whether you're saving for a goal or keeping your daily spending in check.

Everything You Need to Master Your Money

Lock funds for bills & savings

Automatically lock funds for upcoming payments and savings goals to avoid overspending.

Schedule monthly transfers

Set up recurring transfers to bank accounts or Dime Tags for seamless money management.

Subscribe to services with Dime

Pay for Netflix, Spotify, data plans and more with automated subscription management.

Payment details

Monthly Budget₦250,000

Locked Funds₦184,700

Available₦65,300

Built for Everyday People, Not Just Finance Experts

You don't need spreadsheets or complex bank apps. Dime was built to be simple, fast, and effective — giving you the control without the stress.

Get to know us better.

Dime is your personal money companion — built to help you spend smarter, save consistently, and reach your goals faster. It works quietly in the background so you can focus on living, not budgeting.

We've designed Dime with Nigerian lifestyles and spending habits in mind. That means relevant features, local payment integration, and insights that actually make sense for you — not just imported templates from abroad.

Not at all. We've made Dime so intuitive that you don't need to understand financial jargon. If you can use a messaging app, you can manage your money with Dime.

No — Dime works alongside your bank to help you make sense of your spending and savings. Think of it as your financial guide, not your bank.

Absolutely. Your privacy is our top priority — your information is protected with bank-grade security and encryption. We never sell your data.

We're currently perfecting the experience for our first users. Sign up to the waitlist and you'll be the first to know when we launch — plus, you'll get early access perks.

We believe smart money management should be accessible to everyone. There'll be a free plan with powerful features, and optional upgrades for extra tools.

Early users get: First access before the public launch, Exclusive features during the beta, A say in shaping the product to fit your needs.

Ready to Take Charge?

Join thousands of users building better money habits with Dime.